health insurance

Health insurance covers medical expenses for an accident. But, some health insurance provider doesn't insure for the accidental injuries. You should be alert to choose proper health insurance company.
Health Insurance and Accidental Cover
Author: Habibulla Antule
It's really true that the life is unpredictable. You don't know, when and where you will be involved in an accidents. It can occurs at your work place, on road or even at your home while you are doing your daily chores. Sometime accident can be more serious that can be directly affect your health and ruin your life. This is the most important reason you should own health insurance for the safety reason. When accident happens, it is very important to visit a doctor or a hospital for medical treatment. Without health insurance, it can be a serious problem. The cost of medical treatment is extremely expensive and unaffordable, no matter the injury is small or big. For example, the major needs x-ray and city scan that cost thousands of rupees. Injury is one of the common reason why many people have file to bankruptcy, because they can not pay money at emergency situation and borrow the money from the lenders and other sources. Health insurance covers medical expenses for an accident. But, some health insurance provider doesn't insure for the accidental injuries. You should be alert to choose proper health insurance company. Accident insurance policy which is specially made for this purpose. It provides cash cover to the insured person when he/she suffers injuries as a result of an accidents. This policy is consider as an supplementary cover for extra money, if anyone wants to avail more benefits. Under accident insurance, the insured person receive a cash benefit every months for as long as he/she unable to work due to accidental injuries. This income is absolutely non-taxable. In case of death of the insured person due to an accident, the family will receive a specified lump sum amount. Today, you will find out various types of accident insurance policies in the market which suits to different needs.
Article Source: http://www.articlesbase.com/insurance-articles/health-insurance-and-accidental-cover-1414632.html
About the Author:
Habib Antule is a financial advisor and consultant and have provided his expertise to many financial institutions for loans and insurance . One of which is a bit online financial player in the market – Apnapaisa.com.